Medicaid rule changes could impact you or, perhaps, even someone you know.
This government program can help those with low income pay for health care needs.
Are you a caregiver to an older individual?
Medicaid can also provide assistance to you as you help your loved one.
According to a recent US News & World Report article titled “How Medicaid Work Requirements Could Hurt Older Americans,” certain states may be implementing changes.
States can apply for waivers for work requirements.
What does this mean?
Individuals who receive Medicaid benefits may be required to fulfill community engagement or work requirements each month.
These could be up to 80 hours per month.
The focus of these new requirements is community engagement.
This is satisfied in four areas: serving as the caregiver for a family member, work, volunteering, or training and education.
Are there exceptions?
States may implement varying age requirements.
For example, the exemption threshold begins at age 62 in Kentucky, 60 in Indiana, and 50 in Arkansas.
Another exemption is for those who are determined to be medically frail by an eligibility specialist.
In addition to these three states, others are considering implemention of work requirements.
These would include Arizona, Kansas, Main, Mississippi, New Hampshire, Utah, and Wisconsin.
Many advocacy groups are pushing back on these restrictions.
For example, the National Health Law Program, the Southern Poverty Law Center, and the Kentucky Equal Justice Center are filing a class action suit on behalf of Kentucky residents.
They claim the Kentucky plan is illegal.
Are these requirements going to remain long term?
Time will tell.
If you have questions regarding Medicaid requirements in your specific state, work with an experienced elder law attorney.
The National Academy of Elder Law Attorneys has a directory of elder law attorney you may search online.
Remember: “An ounce of prevention is worth a pound of cure.” When making your financial, tax and estate plans, do not go it alone. Be sure to engage competent professional counsel.
For more information about estate planning in Overland Park, KS (and throughout the rest of Kansas and Missouri), visit our estate planning website and be sure to subscribe to our complimentary estate planning e-newsletter while you are there.
Reference: US News & World Report (April 20, 2018) “How Medicaid Work Requirements Could Hurt Older Americans”