Receiving medical care in old age or securing it for a loved one is a difficult and often expensive choice to navigate. There are many options, paths and plans, to be sure. In the end, however, the choice can easily come down to finding that care at home or in a facility.
The answer seems to range from “we don’t know” to an unhelpful, “it depends.”
With so many people receiving care at home, either by default or by design, it is an important option to understand in Overland Park or elsewhere.
A recent article in Forbes, titled “We All Want To Live At Home In Old Age, But Know Nothing About the Quality of Care We'll Get There” provides a look under the hood on this important subject.
The problem is a knowledge-vacuum. There are many levels of oversight for skilled nursing homes or other care facilities. On the other hand, there are scant few levels of oversight for care when it comes to care received in-home.
In-home care may be delivered by a loved one, but it may also be delivered by a paid aide through Medicare home-based long-term services or some other program. There has been large expansion in the kinds of services available, but most of us have a hard time figuring out the quality of care available.
Be sure to consult an experienced elder law attorney who is “plugged-into” the network of care providers.
Remember: “An ounce of prevention is worth a pound of cure.” When making your financial, tax and estate plans, do not go it alone. Be sure to engage competent professional counsel.
For more information about estate planning in Overland Park, KS (and throughout the rest of Kansas and Missouri) and to download free tools to help you organize your estate, visit my estate planning website.
Reference: Forbes (March 19, 2014) “We All Want To Live At Home In Old Age, But Know Nothing About the Quality of Care We'll Get There”